Privacy Policy

Last Updated: January 28, 2026

1. Information We Collect

1.1 Information You Provide

• Account Information: Email address, name, and password when you create an account
• Financial Data: Transaction details, expense categories, budget allocations, and notes you add to transactions
• Profile Data: Currency preferences, notification settings, and other customization options

1.2 Automatically Collected Information

• Device Information: Device type, operating system, unique device identifiers
• Usage Data: App features used, time spent in the app, interaction patterns
• Technical Data: IP address, browser type, app version, crash reports

2. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain the ExpenTrace service
• To process your transactions and maintain your financial records
• To send you notifications and reminders based on your preferences
• To analyze usage patterns and improve our service
• To provide customer support and respond to your inquiries
• To detect, prevent, and address technical issues and security threats
• To comply with legal obligations and enforce our Terms of Service

3. Data Storage and Security

3.1 Security Measures

We implement industry-standard security measures to protect your data:

• End-to-end encryption for sensitive financial data
• Secure HTTPS connections for all data transmission
• Regular security audits and vulnerability assessments
• Secure cloud infrastructure with MongoDB Atlas
• Access controls and authentication protocols

3.2 Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You may delete your account at any time, which will result in the deletion of your personal data within 30 days, except where we are required to retain it for legal purposes.

4. Data Sharing and Disclosure

4.1 We Do Not Sell Your Data

We do not sell, trade, or rent your personal information to third parties.

4.2 Service Providers

We may share your information with trusted service providers who assist us in operating our service:

• Cloud hosting providers (for data storage)
• Analytics services (for app improvement)
• Customer support tools
• Payment processors (if applicable)

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

4.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

5. Your Rights and Choices

5.1 Access and Control

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and data
• Export: Download your financial data in standard formats
• Opt-out: Disable notifications and marketing communications

5.2 Managing Your Settings

You can manage your privacy settings within the app:

• Go to Settings → Account to update your profile
• Go to Settings → Notifications to control reminder preferences
• Go to Settings → Data & Privacy to export or delete your data

6. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

7. Children's Privacy

ExpenTrace is not intended for users under the age of 16. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies on our website to:

• Remember your preferences
• Analyze website traffic
• Improve user experience

You can control cookies through your browser settings.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last Updated" date
• Sending you a notification through the app (for material changes)

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

• Support: support@expentrace.com